Donation Policy

App: PanamKasu — Personal Finance Tracker
Last updated: April 28, 2026

1. PanamKasu is Free

PanamKasu has no subscriptions, no paid plans, and no in-app purchases.
All features — transactions, investments, insurance, subscriptions, vault, SplitIt, dashboard, AI Finance Analyst, and calculators — are completely free to use, forever.

2. Voluntary Donations

If you find PanamKasu useful and would like to support the project, you can make a voluntary donation via razorpay.me/@pcbzmani.

Donations are entirely voluntary and of any amount you choose
Donations go directly toward server costs, AI API credits, and continued development
You do not receive any extra features or benefits in return — the app is already fully free
Donations are processed by Razorpay — we do not see your card, UPI, or bank details

3. No Refunds on Donations

Because donations are voluntary gifts with no goods or services exchanged in return, we are unable to issue refunds on donations.

If you believe you made an unintended or duplicate payment, please contact Razorpay support directly via your payment receipt, or email us at pcbzmani@gmail.com with your Razorpay payment ID and we will do our best to assist.

4. Feature Requests & Feedback

We welcome feature requests and feedback from all users — donors and non-donors alike. Please reach out:

Email: pcbzmani@gmail.com
GitHub issues: github.com/pcbzmani/myfinancedata/issues

5. Contact

General enquiries & donation issues:
pcbzmani@gmail.com

Bug reports & technical issues:
github.com/pcbzmani/myfinancedata/issues